Any employee, volunteer, or retiree of an affiliated organization can be a member. In addition, members of your family, including siblings, children, grandparents, in-laws, etc. can join.
Affiliated Organizations:
It’s as easy as opening a savings account at any financial institution. Come to the Credit Union office or see the contact person at your workplace to fill out a membership form!
We offer: ACH (direct deposits and payment withdrawals), Share Draft (Checking), Savings, Loans, Christmas and Vacation Clubs.
Even after leaving an affiliated organization, you can still maintain your membership at IC-FCU!
Loan Applications are available at our office. When applying for a loan, members must bring in their pay stubs from the most recent 4 weeks.
Alternative Choice Loans are loans that were set in place to help our members with past credit problems. These loans are designed to help building members’ credit and to promote savings. Questions regarding more information on the Alternative Choice Loan Program can be answered by calling our office and speaking to an employee.
It is in your best interest to repay the loan in the shortest amount of time that your budget will permit. ICFCU will work with you to set up a payment schedule.
Our members repay loans by payroll deduction / automatic deposit, by person or by mall.
Each application completed for a Signature, or New / Used Vehicle will need $20 for the application and credit check fee, which is payable at the time we receive your application. There is a $20 fee for the Alternative Choice Loan program.
No. There is no minimum amount, you decide. You choose how the amount is disbursed to any of your accounts. (Savings, Checking, Christmas Club, Vacation Club).