Who Can Become a Member?


Any employee, volunteer, or retiree of an affiliated organization can be a member. In addition, members of your family, including siblings, children, grandparents, in-laws, etc. can join.

Affiliated Organizations:

  1. IRMC
  2. BEACON RIDGE
  3. INDIAN HAVEN
  4. SCENERY HILL MANOR
  5. ST. ANDREWS VILLAGE
  6. ICCAP
  7. GIANT EAGLE
  8. INDIANA CO. COURT HSE
  9. WINCHESTER
  10. GUIDANCE CENTER
  11. IND. CO SOLID WASTE AUTHORITY
  12. I & A RESIDENTAL
  13. IND.CO. HEAD START
  14. IC TRANSIT AUTHORITY
  15. VNA

How Do I Become a Member?


It’s as easy as opening a savings account at any financial institution. Come to the Credit Union office or see the contact person at your workplace to fill out a membership form!

What Services are Offered?


We offer: ACH (direct deposits and payment withdrawals), Share Draft (Checking), Savings, Loans, Christmas and Vacation Clubs.

Once a Member, Always a Member

Even after leaving an affiliated organization, you can still maintain your membership at IC-FCU!

How Can I Apply For a Loan?


Loan Applications are available at our office. When applying for a loan, members must bring in their pay stubs from the most recent 4 weeks.

What Is An Alternative Choice Loan


Alternative Choice Loans are loans that were set in place to help our members with past credit problems. These loans are designed to help building members’ credit and to promote savings. Questions regarding more information on the Alternative Choice Loan Program can be answered by calling our office and speaking to an employee.

How Long Will It Take Me To Repay The Loan?


It is in your best interest to repay the loan in the shortest amount of time that your budget will permit. ICFCU will work with you to set up a payment schedule.

How Do I Repay The Loan?


Our members repay loans by payroll deduction / automatic deposit, by person or by mall.

Are There Any Fees When Applying For A Loan?


Each application completed for a Signature, or New / Used Vehicle will need $20 for the application and credit check fee, which is payable at the time we receive your application. There is a $20 fee for the Alternative Choice Loan program.

What Type of Loans Are Offered?


  • Unsecured
  • New Vehicle
  • Used Vehicle
  • Alternative Choice
  • Personal

Is There A Minimum Amount For Payroll Deductions?


No. There is no minimum amount, you decide. You choose how the amount is disbursed to any of your accounts. (Savings, Checking, Christmas Club, Vacation Club).